Ensure that you keep your spending to a minimum and don't overdo it.
Your credit limit should not be relied upon to make purchases.
Avoid carrying a balance on a credit card with a high interest rate.
Make sure you don't rack up late fees by paying on time.
You should be careful when taking out a cash advance.
Banks and ATM offer credit card cash advances to help you get short-term cash, but they're expensive.
A plan can help you avoid or manage debt when money is tight.
Consider alternative credit card options before making credit card mistakes that are hard to repair.
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